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Privacy Policy

Effective Date: February 1, 2026
Last Updated: July 2, 2026

Welcome to Cocartify, an online marketplace developed and operated by Quant Technologies Limited (”Quant Technology”, “Cocartify”, “we”, “our”, or “us”).

We are committed to protecting your privacy and handling your personal information responsibly. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you access or use the Cocartify website, mobile applications, and related services (collectively, the “Platform”).

By using Cocartify, you agree to the collection and use of information in accordance with this Privacy Policy.

Information We Collect

Depending on how you use our Platform, we may collect:

Personal Information

Full name
Email address
Phone number
Profile photo
Residential or business address (where applicable)

Account Information

Username
Login credentials (encrypted)
Account preferences
Verification status

Marketplace Information

Product and service listings
Listing descriptions and images
Messages between buyers and sellers
Reviews and ratings

Transaction Information

Where applicable:

Order information
Payment references
Delivery details
Refund requests

Note: Cocartify does not store your complete debit or credit card information. Payments are processed securely through trusted third-party payment providers.

Device & Usage Information

We may automatically collect:

IP address
Device type
Browser information
Operating system
Pages visited
Search history within the Platform
Crash reports and diagnostic information

How We Use Your Information

We use your information to:

Create and manage your account
Publish and manage marketplace listings
Connect buyers and sellers
Process transactions
Improve platform performance
Personalize your experience
Respond to customer support requests
Detect fraud and unauthorized activities
Comply with legal obligations
Send important service announcements and security notifications

Cookies & Similar Technologies

Cocartify uses cookies and similar technologies to:

Remember your preferences
Keep you signed in
Improve website performance
Measure traffic and usage
Personalize content
Deliver relevant advertising

You can control cookies through your browser settings. Disabling cookies may affect certain features of the Platform.

Advertising

We may display advertisements provided by trusted advertising partners, including Google AdSense and other advertising networks.

These partners may use cookies and similar technologies to provide relevant advertisements in accordance with their own privacy policies.

Third-Party Services

We work with trusted third-party providers that help us operate our Platform, including:

Payment processors
Cloud hosting providers
Analytics services
Email delivery providers
Authentication services
Customer support platforms

We only share information necessary for these providers to perform their services on our behalf.

We do not sell your personal information.

Data Security

Quant Technology Limited implements administrative, technical, and physical safeguards designed to protect your personal information.

While we strive to protect your information, no method of electronic storage or internet transmission is completely secure. Therefore, we cannot guarantee absolute security.

Data Retention

We retain your information only for as long as necessary to:

Provide our services
Comply with legal obligations
Resolve disputes
Enforce our agreements

When information is no longer required, it is securely deleted or anonymized.

Your Rights

Depending on applicable laws, you may have the right to:

Access your personal information
Correct inaccurate information
Delete your account and personal data
Withdraw consent where applicable
Request a copy of your personal data
Object to certain processing activities
Opt out of marketing communications

To exercise these rights, please contact us using the information below.

Children’s Privacy

Cocartify is not intended for children under the age required by applicable law to create an account without parental consent. We do not knowingly collect personal information from children in violation of applicable laws.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our services, legal requirements, or business practices.

When we make material changes, we will update the Last Updated date and may notify users through the Platform.

If you have any questions about this Privacy Policy or how we handle your personal information, please contact us:

Quant Technology Limited
Product: Cocartify Marketplace

Website: https://cocartify.com

Support Email: support@cocartify.com

30:T7f5,

Terms & Conditions

Last updated: February 2026

Welcome to Cocartify, an online marketplace developed and operated by Quant Technology Limited (”Quant Technology”, “Cocartify”, “we”, “our”, or “us”).

Use of the Platform

•Cocartify is an online marketplace connecting buyers and sellers

•Users are responsible for the accuracy of listings and information

•Illegal, misleading, or harmful content is strictly prohibited

Accounts

•You must provide accurate information when creating an account

•You are responsible for maintaining account security

•We reserve the right to suspend or terminate accounts violating our policies

Listings & Transactions

•Cocartify does not own or sell listed items

•Transactions occur directly between buyers and sellers

•We are not responsible for disputes, payments, or delivery issues

Prohibited Activities

You may not:

•Post illegal or fraudulent listings

•Abuse, harass, or scam other users

•Upload harmful software or malicious content

•Use the platform for unlawful purposes

Limitation of Liability

Cocartify is provided “as is”. We are not liable for losses, damages, or disputes arising from platform usage.

Changes to Terms

We may update these Terms at any time. Continued use of the platform means acceptance of updated terms.

Contact

📧 support@cocartify.com

31:T9b9,

About Cocartify

Cocartify is a modern digital marketplace built to connect buyers, sellers, businesses, and service providers through a secure, reliable, and user-friendly platform.

Whether you’re shopping for products, offering professional services, renting property, advertising vehicles, or growing your business, Cocartify provides a single marketplace designed to simplify every transaction.

Our platform combines powerful technology with an intuitive experience, making it easier for individuals and businesses to discover opportunities, reach new customers, and trade with confidence.

Our Vision

To become Africa’s most trusted digital marketplace, empowering millions of people and businesses to connect, trade, and grow through innovative technology.

Our Mission

To create a secure, inclusive, and intelligent marketplace that removes barriers to commerce by providing accessible digital tools for buying, selling, and business growth.

What Makes Cocartify Different?

Everything in One Marketplace – Products, services, property, vehicles, jobs, and more.
Built for Trust – Secure user accounts, transparent listings, and community-focused safety features.
Designed for Everyone – Whether you’re an individual seller, entrepreneur, or established business.
Innovation First – Continuously improving with modern technology to deliver a faster, smarter marketplace experience.
Growing with Our Community – We listen, improve, and evolve based on the needs of our users.

Our Commitment

We believe technology should make commerce simple, transparent, and accessible. Every feature we build is focused on helping our users buy with confidence, sell successfully, and grow their businesses.

As our platform continues to evolve, we remain committed to delivering a marketplace that prioritizes security, innovation, and an exceptional user experience.

Refund Policy

Last updated: February 2026

Cocartify is an online marketplace that connects buyers and sellers. Cocartify does not directly sell products or services, therefore refund decisions are primarily handled between buyers and sellers.

This Refund Policy explains how refunds are managed on https://cocartify.com.

1. General Refund Policy

Cocartify does not process payments directly for most listings
Refunds, returns, and exchanges are the responsibility of the seller
Buyers are encouraged to review listing details and communicate clearly with sellers before completing any transaction

2. When Refunds May Apply

A refund may be considered if:

An item was not delivered as agreed
The item received is significantly different from the listing description
The service was not provided as promised
A seller explicitly agrees to issue a refund

Refund eligibility and timelines depend on the seller’s individual policies.

3. Digital Services & Listings

Fees paid for listing promotions, featured ads, or subscriptions are non-refundable once activated
Accidental purchases or unused promotional features are not eligible for refunds unless required by law

4. Disputes Between Buyers and Sellers

If a dispute arises:

Buyers should first contact the seller directly
If unresolved, Cocartify may review the issue and provide guidance
Cocartify does not guarantee refunds but may take action against accounts that violate platform rules

5. Fraud & Abuse

Cocartify reserves the right to:

Suspend or terminate accounts involved in fraudulent activity
Deny refunds if misuse, abuse, or false claims are detected

6. Changes to This Policy

Cocartify may update this Refund Policy at any time. Continued use of the platform means acceptance of the updated policy.

7. Contact Us

If you have questions regarding refunds or disputes, please contact us:

📧 support@cocartify.com

🌐 https://cocartify.com

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